Should You Convert to a Roth IRA Before Retirement?

December 03, 2015

I recently saw this article titled “Why Boomers Should Convert to a Roth IRA” that argues why Boomers should convert to a Roth IRA a few years before retirement. It makes sense at first. Why not pay taxes now and have all your future income from the Roth IRA be tax-free? Continue reading “Should You Convert to a Roth IRA Before Retirement?”

How to Get Around Roth IRA Income Limits

July 25, 2013

Updated February, 2018

A while ago, I wrote about some reasons to consider contributing to a Roth IRA. But if you earn too much to contribute to one, these arguments may seem like a moot point. However, there are a few things to keep in mind before completely writing off the Roth IRA. Continue reading “How to Get Around Roth IRA Income Limits”