How to Make Your Emergency Fund Work Harder for You

October 24, 2013

Emergency funds are the Rodney Dangerfield of financial planning: they get no respect. While financial experts typically recommend keeping at least 3-6 and sometimes even as much as 9-12 months’ worth of necessary expenses in cash reserves for emergencies, no one really likes seeing all that money sitting somewhere earning less than 1%. Here are some ways to make that emergency money work harder for you: Continue reading “How to Make Your Emergency Fund Work Harder for You”

3 Simple Steps That Will Pay My Christmas Bills

January 17, 2013

As you may know from reading my blog posts, I’m always on the lookout for ways to earn or save money with minimal effort. Fortunately, I recently came across a few of those opportunities just in time to pay those annoying Christmas bills. Here are three immediate changes I’m making to kick off the New Year: Continue reading “3 Simple Steps That Will Pay My Christmas Bills”

How a Cash Management System Can Help Simplify Your Finances

April 26, 2012

Do you ever have trouble managing your day-to-day finances? If so, you’re not alone. Quite a few people I speak to say that they have trouble saving and aren’t sure where their paycheck goes by the end of the month. There are lots of methods to organize your finances, but my personal favorite is to use a particular cash management system of automatic payments and multiple accounts. Here’s how it works: Continue reading “How a Cash Management System Can Help Simplify Your Finances”