Think Long Term For The Holidays

November 11, 2014

So the weather is cooling down and immediately we start thinking about all of the yummy holiday food and spending time with our loved ones. After we start basking in the glow of chocolate chip cookies and family, it slowly starts to sink in that this time of the year is expensive. Between traveling, Thanksgiving Day meals, and presents, you and your wallet are exhausted by New Year’s. So what is a gift-giving person to do? Continue reading “Think Long Term For The Holidays”

Say NO to Student Debt (Part II)

January 22, 2014

A couple of weeks ago, I discussed a call from a father who was trying to do the right thing by helping his daughter pay for her education through the use of parent loans, a.k.a. PLUS loans.  PLUS loans are often used to help pay for education when there is an insufficient amount available through regular student loans, savings, or other forms of borrowing. In many cases, PLUS loan repayments begin within 60 days of disbursement but in some cases, repayments can be deferred until 6 months after graduation. Continue reading “Say NO to Student Debt (Part II)”

10 Ways to Get Cash in a Crunch

October 11, 2012

We recently received a question about how to get money “within minutes.” While we certainly can’t promise any way of getting a significant amount of cash that quickly (at least legally), there may be times when we need money for an emergency but don’t yet have sufficient savings. Here are some pros and cons of ways to get cash…(Generally, the quicker you can get the money, the more it will cost you.) Continue reading “10 Ways to Get Cash in a Crunch”