Now that Christmas is over and we’re approaching the New Year, you may start thinking about New Year’s resolutions and many of those probably involve financial goals. But we all have a limited amount of cash flow to work with. Which of those goals should you prioritize first? Continue reading “Setting Financial Priorities for the New Year”
A photo is making the rounds on the Internet and I stumbled upon it tonight. It’s a photo of a note that a customer left for his waitress with $.02 taped to the note. I’ve had conversations with several people today who have formerly worked as wait staff and bartenders about this note. The note was intended as a lesson in professionalism, perhaps some well-meaning advice. But was it the right delivery? Did the waitress understand the lesson? Was it completely and wholly inappropriate for the customer to do this? Continue reading “Progress or Excuses? Pick One”
By now, everyone has broken their New Year’s resolutions. Never fear, taking one financial action step each month is easy and you still have time to finish January’s step. Taken together these steps can have a tremendous impact on your finances in 2012. Continue reading “12 Important Financial Steps to Take in 2012”
After the Fourth of July and Christmas, New Year’s Eve is my favorite holiday. The Fourth of July because I am a Navy brat and grew up in a very patriotic family (we’ve always celebrated our country’s Independence Day), Christmas, well, that one is kind of obvious, and New Year’s Eve for the clean slate it brings to start a brand new year. Many people don’t like to make resolutions, but I do since I am a student of behavior change. How people can break out of their mold and start good habits while letting go of bad ones has always fascinated me. New Year’s Day, or at least January 2nd, is a great time make changes in your personal finances. Continue reading “Financial Dreams Come True with New Year’s Resolutions That Stick”
