Say NO to Student Debt (Part II)

January 22, 2014

A couple of weeks ago, I discussed a call from a father who was trying to do the right thing by helping his daughter pay for her education through the use of parent loans, a.k.a. PLUS loans. PLUS loans are often used to help pay for education when there is an insufficient amount available through regular student loans, savings, or other forms of borrowing. In many cases, PLUS loan repayments begin within 60 days of disbursement but in some cases, repayments can be deferred until 6 months after graduation. Continue reading “Say NO to Student Debt (Part II)”

10 Ways to Get Cash in a Crunch

October 11, 2012

We recently received a question about how to get money “within minutes.” While we certainly can’t promise any way of getting a significant amount of cash that quickly (at least legally), there may be times when we need money for an emergency but don’t yet have sufficient savings. Here are some pros and cons of ways to get cash…(Generally, the quicker you can get the money, the more it will cost you.) Continue reading “10 Ways to Get Cash in a Crunch”

5 Financial Rules You May Need to Break

March 15, 2012

There are certain guidelines that we financial planners tell people to help keep them out of trouble. Most of the time, they’re right on. But there’s almost always an exception to the general rule. Here are some of those rules, why they usually make sense, and when they might not. Continue reading “5 Financial Rules You May Need to Break”