The Four Pillars of Making Habits That Stick

February 29, 2016

How important are daily habits to financial wellness? In my own financial wellness journey, they’ve been crucial. By changing my own habits, including my inner dialogue about myself and my income, how I managed my cash flow and how much I saved and invested, I altered my own trajectory. The primary reason I became a financial planner is that I believe other people can do it as well. Continue reading “The Four Pillars of Making Habits That Stick”

How Understanding Your Personality Can Change Your Life

February 22, 2016

I’ve written frequently about how I changed my financial behaviors over time. Once someone who spent her paycheck down to the last penny, I became a successful saver and investor over time. That all happened because I changed both what I believed about money and what I was worth, as well as what I did in my everyday life to align my daily habits with those beliefs. Continue reading “How Understanding Your Personality Can Change Your Life”

Where is Your “Government Waste?”

January 09, 2015

Every year, in the December/January time frame, there are a lot of articles looking back at the prior year or looking forward to the New Year.As a bit of a political junkie, I love reading stories about predictions for the coming year but one of my favorite things to see each year is a look at how the government (mis)spent enormous sums of taxpayer’s dollars. This isn’t a Democratic or a Republican issue; it’s a big organization problem.  Continue reading “Where is Your “Government Waste?””

What Are Your Monkeys and Bananas?

September 26, 2014

One of the phrases my coworkers and I used a lot (at another firm during my career) in times of frustration was “monkeys and bananas.” That was our way of saying that we were operating under a bunch of constraints and no one could explain a logical or rational reason for those constraints.  “That’s the way it’s always been done…” is the beginning of an explanation that would always irritate me.  Just because something has always been done that way doesn’t mean it’s the way it should continue to be done.  So…how does that relate to monkeys and bananas??? Continue reading “What Are Your Monkeys and Bananas?”

Is Inertia Costing You Money?

February 23, 2012

Let’s face it. We human beings are generally creatures of habit. We tend to do the same things over and over even if we aren’t always thrilled with the result, something Albert Einstein called the definition of insanity. Continue reading “Is Inertia Costing You Money?”