5 Things To Know About Group Insurance Discount Programs

November 04, 2015

You may not view it as an employee benefit, but discount insurance programs could be a valuable part of your overall benefits package. Employers and other large groups are often able to negotiate much lower rates simply because the risk is spread out over a larger pool than if you just purchased the policy as an individual. Examples of discounted insurance policies you may be able to realize through work include homeowners or renters, auto, umbrella and even pet insurance. Here a few things to consider about these perks: Continue reading “5 Things To Know About Group Insurance Discount Programs”

Why Your Employer’s Disability Insurance May Not Be Enough

May 23, 2012

Everyone wants to be a hero – to have that impact where they “protect” someone from a danger – dashing into a house on fire to save a baby.  And in life, we protect many things, some valuable – our house and life  – and others that are not so valuable.  The reason we protect things is that they are important to us. However, we often neglect protecting one of our most important assets and that is our earning power – the income we generate that pays for our basic expenses – housing, food, education, etc. Continue reading “Why Your Employer’s Disability Insurance May Not Be Enough”

How to Evaluate Your Life Insurance During Open Enrollment

April 04, 2012

Once a year, this strange phenomenon occurs called “open enrollment.”   For most people,  “open enrollment” is time for the fine art of pretending that if you ignore something it will go away and it always works out that way. However, what most people don’t realize is that in this case, ignorance is certainly not bliss and they are overlooking a very important part of their overall planning that can have a dramatic impact on their future and the future of their family. Continue reading “How to Evaluate Your Life Insurance During Open Enrollment”