5 Questions to Ask Your Credit Card Company

March 08, 2016

National Consumer Protection Week, from March 6 to March 12, involves numerous organizations focused on helping to empower consumers to make informed decisions about financial products and services. Nowhere do I see a greater need for this than with credit cards. In my role as a resident financial planner, I have spoken to too many people who did not fully understand their credit card. The lack of understanding cost one employee hundreds of dollars in fees. If you are either shopping for a credit card or unsure of how your credit card works, consider asking these 5 questions: Continue reading “5 Questions to Ask Your Credit Card Company”

FSA: Use It, Don’t Lose It – 5 Ways to Use Your FSA by Year End

December 12, 2011

As the year comes to a close, many people are decorating their homes for the holidays and stocking up their pantries for company.  Others who have Flexible Spending Accounts are scheduling colonoscopies instead!  What gives?  Since the FSA has a “use it or lose it” clause, the funds must be used for health purposes by the end of the year (however most plans give an extension for  6 – 8 weeks into next year).  So to take the full benefit of the funds set aside in the FSA, the funds must be spent soon. Continue reading “FSA: Use It, Don’t Lose It – 5 Ways to Use Your FSA by Year End”