How to Optimize and Simplify Your Daily Finances

September 08, 2011

In my last few blog posts, I wrote about how we can manage our spending to save enough to reach our financial goals. Ideally, you’d pay yourself first by having your savings set aside before you can even spend the money. If you have retirement plan contributions deducted from your paycheck, you’re already doing this. But you can do the same thing with your other savings too. At Financial Finesse, we have the option to have a percentage of our paycheck diverted into a separate bank account. See if your company offers something similar, or have the savings transferred automatically from your checking account. Continue reading “How to Optimize and Simplify Your Daily Finances”

Yes, You Can Earn 4% in a Checking Account

July 21, 2011

“What checking account pays 4%?” asked my colleague incredulously. I had just done a practice run through of a workshop on basic money management skills and had mentioned that there were rewards checking accounts that paid interest rates as high as that. No, this Continue reading