Are You On a Dying Career Path?

January 24, 2014

I’ve had the opportunity over the holiday break to talk with my daughter about her future. She’s a freshman in college this year and living away from home has been a bit of an adjustment. Another thing that has adjusted a bit is her potential choice of major. Since she was 4 years old, she has been convinced that she wants to teach kindergarten or at least younger children.  As she’s gotten older and had some classroom experience (as an intern during her senior year of high school and through a class in her freshman year of college) she still enjoys the children.  Continue reading “Are You On a Dying Career Path?”

Should You “Ditch Your Retirement Plan?”

July 19, 2012

I’ve written before about the Early Retirement Extreme concept, in which people save as much as 75% of their after-tax income in order to become financially independent in as little as 5 years. I recently came across a post in Forbes called Why You Need to Ditch Your Retirement Plan that was surprisingly written by another financial planner who argues essentially the opposite: that people should stop worrying about saving for retirement and enjoy life now. That could mean taking a lower paying job that you like more or working fewer hours, even if it means saving less and retiring later. He points out that working longer wouldn’t be so bad if you love what you’re doing. Continue reading “Should You “Ditch Your Retirement Plan?””