Where Real Money Can be Found

July 25, 2012

Everyone loves a good bargain, and it seems that summer is high season for great sales.  Starting with Memorial Day all the way through the 4th of July, Back to School, and Labor Day, the deals are everywhere.  In fact, if advertisements and promotions are to be believed, we can save so much money at the big box stores that our retirement accounts and college savings plans should be fully funded by early October. Continue reading “Where Real Money Can be Found”

Want to Make Better Financial Choices? Know Thy Future Self

June 07, 2012

In his last two blog posts, my colleague Michael Smith wrote about two young guys in their early 20’s who are earning about the same amount of money but making very different choices about what to do with it. One is living frugally so he can save for emergencies and a down payment on a home and contribute 15% of his income to his 401(k). He is on track to have a home with no mortgage and $1 million in his 401(k) by age 50. Continue reading “Want to Make Better Financial Choices? Know Thy Future Self”