Consolidating Isn’t Always Easy

November 20, 2015

As I was whining about not having a topic to write about, I got this email in my inbox:

I’ve got a co-worker who wanted to consolidate his credit card debt into one manageable loan with a lower interest rate.When he started looking though, he continued to find either consolidation loans with higher interest rates than his credit cards or he’d find what he calls “scam artists” that claim to try to find consolidation loans that he would be eligible for but then would say that he wasn’t eligible for them or they were for a “3rd party investor loan.” (Don’t really know what he meant by that.) I said I’d help him find reputable companies and I did. BUT that’s hard to do with all of the information – good and bad – on the Internet.

Boom! That’s a real life blog topic…. Continue reading “Consolidating Isn’t Always Easy”

Fooling Ourselves

September 05, 2014

I was scrolling through the SiriusXM radio dial while driving recently and found a song I hadn’t heard in at least 20 years. Styx – Fooling Yourself was playing as I was weaving in and out of traffic, trying to get home in time to meet my girlfriend at a reasonable time for sushi. It seemed like the more I changed lanes and zoomed past a line of cars, I’d get behind a super slow car and the line of cars passed me by. Continue reading “Fooling Ourselves”

Financial Trick or Treat?

October 30, 2013

Along with the cooling temperatures and falling leaves that mark this time of year, comes the annual parade of children dressed as ghouls and goblins, marching door-to-door asking that most provocative question: trick or treat? It may seem silly when the question comes from a little boy and girl dressed up for Halloween, but when it comes to your money, how many times do you think you are getting a treat, when in reality you might be falling for a trick? The following are examples of financial tricks that are disguised as treats: Continue reading “Financial Trick or Treat?”