noun
1. Financial Wellness
A state of financial wellbeing where a person maintains:

A manageable level of financial stress

A lifestyle below their means

Emergency savings fund

No high-interest debt

Sufficient insurance
and estate plan

An ongoing plan to reach
future financial goals
noun
2. Financial Wellness
A holistic employee benefit that provides ongoing and unlimited access to unbiased financial guidance and coaching, with the intent of helping employees achieve the state of financial wellbeing.
A Financial Wellness program must meet the following criteria to be considered a Financial Wellness benefit, versus financial education or financial advice:

Unbiased guidance with nothing to sell

Delivered as an ongoing process with support

Covers a broad range of financial topics from debt management to advanced estate planning

Personalized to the employee

Integrates all employee benefits

Free and unlimited access for all employees and families