"I hope all is well. I’ve been reflecting on my financial situation over the past couple of days and I feel GREAT!!! I am so much more optimistic about the future and for the first time in years, I feel like I have a pretty good handle of my finances. I’ve been saving more and spending less on non-essential things. I’m taking steps to reduce my student loan debt and I have no credit card debt as of today. Pretty liberating! I am so thankful that you talked me out of supporting my husband by getting more student loan debt and for getting me to think through the financial implications of the move to PA. You have no idea how glad I am that we did not make that move. I’m on Mint.com every chance I get and setting monthly goals has helped me stay on task. Love that site! Anyway, I am really thankful for your insight and support. I’m not sure that I’d be in this place had I not spoken to you when I did. Please forward my email along to your supervisor. THANK YOU!!!!!!" - Anonymous
"Thanks for your help the other day, Doug! After you helped me realize that I could contribute to my Roth IRA in addition to having maxed out my 401K contributions (I will check on this too), I went ahead and contributed in time for 2015, and fully contributed to my 2016 IRA as well." - Dave T.
"I wanted to thank you for your patience and kindness!! I was very intimidated to looking into my financial future, because I wasn’t sure that where I wanted to go was possible. You gave me direction that is both hopeful and manageable. I am going to study what you’ve given me, and I am confident that I will be able to work towards a financial future that will fit the lifestyle that I hope to live." - Valerie B.
"The Financial Finesse program helped me prioritize various financial issues, such as reduction of debt, retirement planning and saving for my childrens' college tuitions." - Financial Helpline Caller
"The planner helped me to understand how to better save and invest my money, he put it in terms I could understand and encouraged having my spouse be on future calls." - Anonymous
"My consultation was amazing, I think I am just in a different situation than most with overwhelming student loan debt. The financial advisor I met with was awesome and I would recommend this to anyone!" - 1 on 1 Consultation Attendee
"The website that was recommended to track monthly purchases was very helpful. It gave a clear line of site to where our money was going each month and will help us be more thoughtful when making purchases." - Lynn M.
"I've never consulted a financial planner before - I assumed they were only for people who make more money than my husband and I do. I was pleasantly surprised after contacting the Financial Finesse helpline to discover that there is help for every facet of financial planning. There are no questions or judgements about where we are financially - just thoughtful advice on how to make better financial choices for the near term and the future." - Financial Helpline Caller
"Peace of mind. It was the best hour I ever spent with a Financial Consultant. I was offered a great roadmap for paying college tuition for my children, in addition to outstanding advice for future investments." - Guy M.
"I was nervous that I would never be able to save enough for retirement or afford the contributions. The planner showed me how to do this without lowering my monthly take home pay too low. I am currently saving to buy a home." - 1 on 1 Consultation Attendee
"I went into the consultation with a focused list of questions and a tentative plan to help me reach my retirement goals. One day after the consultation, I implemented all of the plans discussed and feel more confident now about my ability to meet my retirement timeline." - Pamela W.
"My financial planner, Michael, was a life saver. I had so much credit card debt and saw no way out. He explored every option with me - explained that I could borrow from my 401K and helped me reduce my credit card debt by half. He also devised a plan that will help me pay off the rest of the credit card debt in a year. Now there is an end in sight and I am on my way to becoming debt free and financially stable!" - 1 on 1 Consultation Attendee
"Since we last talked, it’s been a very difficult few months. Many things have happened and we hit a point financially where I didn’t think we’d make it out unscathed. We were overdrawn most of the time and at any given moment, we were behind on many bills. However, we are better now. [We] sat down and took inventory of everything financial and then split up the bills to call and ask for help where we could. [Auto lender] gave us 2 “free” months of no car payment (tacked on to the end). [Hospital] wrote off ALL of our outstanding balance to them! [Credit Card Co.] gave us 45 days of no payment and then for 12 months took our very high interest rate to 9.99% where we’d be hitting the principal hard without all the interest. We got back way more in our tax refund than we were expecting/hoping and my bonus check was double what we expected. We have managed to pay off all the credit card debt except the two highest ones… Now that we are in this [better] place, I wanted to visit with you again. I think we need a bit of time to build that “floor” you spoke of earlier, but I think it’s a good time to revisit our financial situation and start thinking about what positive changes we want to (and can) make going forward (increase 401k, tithe, savings, pay off debt etc.)" - Anonymous
"The session has opened my eyes as to how I was really doing in comparison to what I should be doing. Time flies. Act before it is too late!" - 1 on 1 Consultation Attendee
"The financial planner helped me change my perspective on my finances. It took me a few days to process everything that we had spoken about and I didn't make any changes for the first few days. After speaking with my husband and weighing our options, we decided that what the financial planner had advised was really the best plan for us and the following week we started making changes. It helped knowing that if we had any questions I could schedule another session with the financial planner." - 1 on 1 Consultation Attendee
“After talking with the planner, I have a plan for getting rid of the balances of 2 credit cards very quickly. One of his suggestions led me to my bank which led me to being able to completely clear my consumer credit. Thank you, thank you, thank you!!!!! I can breathe freer now!” - Anonymous
"It was a pleasure speaking with you over the phone in length about my financial plans! You offer great tools and advice, and I feel much more confident about my retirement plans now that we've discussed them. Thank you again for all of your help in the past week, I'll be sure to reach out to you should I have any further questions." - Anonymous