ELIMINATE YOUR DEBT
I am comfortable with the amount of (non‐mortgage) debt I have.
KEEP SPENDING UNDER CONTROL
I have a handle on my cash flow so I spend less than I make each month.
PREPARE FOR RETIREMENT
I know I am on target to replace at least 80% of my income in retirement.
INVEST FOR THE FUTURE
I have a basic knowledge of investing.
MAINTAIN PROPER DIVERSIFICATION
I feel confident my investments are allocated appropriately.
UNDERSTAND THEIR LIMITS
I have taken a risk tolerance assessment.
PAY FOR COLLEGE
I know how much I need to save for college costs and am on track to meet that need.
KEEP MORE OF WHAT YOU MAKE
I maximize all available tax credits and deductions.
PROTECT YOUR FAMILY
I carry enough life insurance to adequately replace my income.
SIMPLIFY TRANSFER OF WEALTH
I have made sure my beneficiary designations are up to date.