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2012 Retirement Preparedness Research Report: State of U.S. Employee Retirement Preparedness

Employees are continuing to focus on retirement planning, but slight improvements in retirement planning behavior are being overshadowed by steps back in money management behavior. This is a serious concern due to expected changes in the economic climate. Reductions in government and corporate benefits, and expected increases in health care costs, inflation, and taxes are likely to put significant pressure on employees and require much more aggressive savings rates in order to meet retirement goals.

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