Financial Wellness Defined

A state where an individual has achieved the following:

  • Minimal Financial Stress
  • Living below their means with no high interest debt
  • Emergency savings fund
  • Income and assets protected from loss
  • And an ongoing plan to reach future financial goals

No Sales Pitch. Ever.

Our sole focus is providing education, guidance and coaching that empowers employees to take control of their financial situations.

100% Unbiased
  • No conflicts of interest
  • Fully paid for by the employer
  • Focus on coaching, not giving advice
  • No licenses to sell products or manage assets
  • Recommended for ERISA education

Programs Customized Based On Your Needs

Our consultative process allows us to design and build specialized programs from the ground up that address the intricacies that make your organization unique.

Step
1
Assess needs and determine strategic goals
Step
2
Design multi-channel program to reach all employees
Step
3
Build targeted marketing plan to drive utilization
Step
4
Benchmark Results and analyze ongoing reporting
Step
5
Continue to evolve program as needs change

Certified Financial Planners™ With a Mission to Truly Change Lives

It takes a unique breed of individual to tackle the challenge of building a financially well society, so we require each of our financial planners to:

  • Have a CFP® designation and at least 10 years of experience
  • Survive 7 step recruiting process that weeds out 98% of candidates
  • Pass monthly, quarterly, and annual training and certifications
  • Exhibit a talent for counseling and motivating people of all walks of life

Maximizing Benefits Utilization

We provide high impact benefits education by fully integrating all your benefits into your custom program, so employees can successfully navigate benefits changes and best use their benefits to achieve their financial goals.


  • Freezing or terminating pension plans
  • Program design or investment changes in 401(k), 403(b), or 457 plans
  • Complex stock option or deferred compensation plans
  • Changes to health care plans or retiree medical
  • Integration with general wellness programs

We're in the Business of Changing Behaviors

Our educational philosophy is based on behavioral finance principles that tap into the emotional and logical centers of the brain to ensure employees make lasting changes to their financial habits.

Brain

Behavior Change Process

  • Uncover what's holding them back
  • Identify the information they need to make better decisions
  • Deliver education in their preferred learning style
  • Reward them with "quick wins"
  • Provide accountability through regular check-ins
  • Offer ongoing support until positive habits are formed