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A Common Sense Approach to Estate Planning

Add Martin Luther King, Jr. to the list of famous people who died without a will in place.  His family is currently in litigation with his 86-year-old former secretary who possesses documents, including a note from Rosa Parks, which she says Martin Luther King, Jr. gave her…

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What the New Student Loan Plans Mean For You

When it comes to debt, we usually think about mortgages and credit cards. Yet, the amount of student loan debt has recently surpassed credit card debt…

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The Biggest Threat to Your Life Savings

You’ve done all the right things. You lived within your means and saved diligently. You’ve maintained a properly diversified portfolio through all the ups and downs of the market…

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Going Extreme in Simplifying Your Finances Brings Extreme Results

Many people want to simplify their lives to provide them some relief from the constant stimulation we subject ourselves to in today’s society that results in confusion. I say “subject ourselves to” because we are the ones who turn on the TV, surf the internet, and download apps to our smart phones. It is not surprising that, according to The Pew Research Center’s Internet & American Life Project, the average number of texts per day is estimated at 110 for 18 – 24 year olds, but it is still high when you think about it at 26 for 35 – 44 year olds and 14 for 45 – 54 year olds…

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What Could a Paul Presidency Mean for Your Finances?

Even after a second place showing in the New Hampshire primary last night, virtually no one thinks that Ron Paul will actually be elected president. But given that he won the youth vote by a large margin in both Iowa and New Hampshire, Paul’s ideas may come to influence the future of the Republican Party…

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5 Crucial Retirement Steps to Take in 2012

The New Year brings with it a new outlook and clean slate. Gyms all over America are full this week as Americans start their new fitness routines and websites such as Mint.com and Quicken.com are signing up new users to start managing their money better as part of their New Year’s resolutions…

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What Could a Santorum Presidency Mean for Your Finances?

With his surprisingly strong photo-finish in last night’s Iowa Republican caucuses (he lost to Mitt Romney by just 8 votes), former Senator Rick Santorum is positioning himself to consolidate conservative support as an alternative to the more moderate Romney for the GOP presidential nomination…

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5 Common Investing Mistakes to Avoid in 2012

Are you wondering how your investment portfolio can start 2012 off on the right foot? We recently got a couple of questions on our Financial Helpline about how to pick mutual funds to invest in. Here are 5 common investing mistakes to avoid this year:..

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Unemployed at 62: Caught Between a Rock and a Hard Place

The unemployed who turn age 62 are caught between a rock and a hard place: jobs are scarce but if they take their Social Security now to supplement their unemployment it will permanently reduce the benefit…

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