Financial Wellness @ Work

When Is It Worth Hiring an Expert?

Within the last month or two, I’ve had to travel (for work) to cities that I have never visited before. And, I wasn’t quite sure which airlines served some of the smaller airports or what hotels looked better online than in real life. As someone who is accustomed to being on unfamiliar turf and living from a suitcase for a bit, it still never hurts to have a conversation with someone who knows the area.  Read more

Don’t Let the Tooth Fairy Take Back Cash From Your Employees

Dental implants are becoming a common solution to missing teeth and an alternative to bridge and crown work.   However, according to WebMD.com, many dental insurance plans do not cover implants.  My husband, Dave, learned this the hard way when our dentist convinced him to replace a worn-out bridge with 2 dental implants.   Dave has employer-provided dental coverage through a nationally known insurance carrier so our dentist submitted a pre-certification form before he began the work on the dental implants.  The insurance carrier denied the coverage but DID provide the lower negotiated rate for the procedure on the rejection letter.  Our dentist wanted to charge $3,600 but the discounted PPO rate was actually only $2,800. Read more

css.php