Financial Wellness @ Work

When It Comes to Investing, Don’t Just Follow the Money

This week, USA Today came out with an article on how more money poured into stock mutual funds in the last week than any other week in the last eleven years.  Now at first glance that may come as good news as investor confidence seems to be returning in the wake of a resolution to the fiscal cliff dilemma, but before you jump on the stock market bandwagon, remember the words of renowned investor Warren Buffett.  When asked about his philosophy on investing, he is known to have said he is greedy when others are fearful, and fearful when others are greedy.  In other words, Warren Buffett, one of the greatest investors of all time, has a tendency to go against the flow when it comes to investment decisions. Read more

The Dictionary Now Includes What???

I was in the car today and I heard a quick news story about some new words being added to the dictionary. “Brain cramp,” “bucket list,” “energy drink,” “life coach.” and “aha moment” were added to the dictionary, and the most talked about “new words” are “F-bomb,” “sexting,” and “man cave.” I have a feeling that if my high school English teacher weighed in with her opinion of these new words, her opinion would not be favorable.  She was not a fan of “can’t,” “wouldn’t,” and “should’ve.” She preferred that we write both words without the apostrophe rather than use the contraction.  She felt that we were getting lazy with our language and that traditional, established English had more than enough words to adequately express anything that you want to express.  Sometimes evolution/progress is good, sometimes…not so much.  That goes for our language as well as our financial lives! Read more

3 Financially Foolish Tips for April 1st

In honor of April Fool’s day coming up, here are some financially foolish tips that you can give on Sunday:  Read more

Searching for the “Holy Grail” of Mutual Funds: Less Risk and Higher Returns

In the last few blog posts, we discussed the danger of the “greed, hope, and fear cycle” (in which people tend to earn below average returns by buying high and selling low) and some ways to overcome it by diversifying and rebalancing your portfolio to earn the average return. But what if you were to actually buy low and sell high?  Could you actually earn the “holy grail” of higher returns and lower risk that way? Read more

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