Financial Wellness @ Work

Don’t Let the Tooth Fairy Take Back Cash From Your Employees

Dental implants are becoming a common solution to missing teeth and an alternative to bridge and crown work.   However, according to WebMD.com, many dental insurance plans do not cover implants.  My husband, Dave, learned this the hard way when our dentist convinced him to replace a worn-out bridge with 2 dental implants.   Dave has employer-provided dental coverage through a nationally known insurance carrier so our dentist submitted a pre-certification form before he began the work on the dental implants.  The insurance carrier denied the coverage but DID provide the lower negotiated rate for the procedure on the rejection letter.  Our dentist wanted to charge $3,600 but the discounted PPO rate was actually only $2,800. Read more

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