Financial Wellness @ Work

The Truth About Target Date Funds

I read this article on Bankrate.com about investors’ belief that target date funds come with a guarantee of a sufficient retirement income. The statistics are a little bit startling (51 percent — of people investing their retirement savings in target-date funds see them as a retirement planning panacea and think that putting their money in them guarantees their retirement income needs will be met), frightening even, from the perspective of a financial planner. The conclusion of the article is: Read more

Investment Strategies: Keep it Simple!

Recently while my wife and I were on vacation with my Dad and step-mom, he found some time to talk to me about some new behavioral strategies regarding investment strategies.  I thought some of the things were interesting, such as taking a personality test to help define possible strengths/weaknesses and delving a bit further into a myriad of investing traits. Read more

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