Surviving the Holiday Season

Opening gifts may be fun but opening the credit bills next month won’t be. No one wants to start off the New Year deeper in debt, but too often that’s exactly what happens. Here are some ways to survive the holiday season without turning into the Grinch: Read more

The Dollars and Sense of Holiday Gift Giving

The holidays are upon us, and it is often said of gifts that it’s the thought that counts, but have you ever received a gift and said to yourself, “What were they thinking?!?”  If you’re like me, you’ve spent a fair amount of money on gifts that didn’t quite hit the mark, so allow me to share with you some of my personal worst gift ideas so that you don’t end up spending money on something that really isn’t worth the hard earned money you paid for it: Read more

How to Enjoy Black Friday without Going into the Red

Black Friday has been a shopping tradition for many years.  I remember when my son, Brian, was a baby and we were visiting my parents, he was rather fussy and was driving my father crazy.  So the day after Thanksgiving, he went into town to purchase a baby swing at Toys R Us ®.  That was 23 years ago and he hasn’t forgotten it!  He thought the baby was fussy, Black Friday shoppers are in a league of their own – they were then and they are now, so he now knows to stay out of the way or stay home.  He did come home with a swing which made the rest of our Thanksgiving holiday weekend much more pleasant. Read more

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