Financial Wellness @ Work

What I Did During Open Enrollment This Year

Well, it’s that time of year again. No, I don’t mean the holidays. I’m talking about annual open enrollment, the limited period when you get to make your benefits selection at work for the upcoming year. Read more

Don’t Leave Any Money On The Way Out

I was recently talking to a dear friend of mine who just lost her job due to a layoff. She was shell-shocked, scared and not sure what to do. As I listened to her talk about her plan, I asked her about her workplace benefits and she said that she got the package, saw no value in anything she had and was getting ready to throw the package away.  Read more

Four Retirement Myths I’m Hearing

Answering calls to our Financial Helpline, I’ve heard some myths or assumptions about retirement and I always enjoy hearing the buzz out there from people contemplating retirement. My thought is – if I’m hearing this from a few people, there are potentially thousands or millions who have the same thought. So, for those who believe some of these things, I’ll share some of the myths/assumptions I’ve heard recently and then give you my $.02.  Read more

Money For Grown Ups

In a conversation with another financial planner here at Financial Finesse, the subject of having college-age children elicited laughter as well as groans. Cynthia Meyer and I shared some stories about our past “adventures” in finance and some mistakes we made along the way. She was inspired enough to write this blog post: Read more

How to Reduce Out-of-Pocket Health Care Costs

Are you paying more for out-of-pocket health care costs? If so, you’re not alone. There’s a growing trend to higher deductibles for health insurance policies, which means we’re increasingly having to pay at least $1-2k out-of-pocket before the insurance kicks in. Here are some ways to reduce those costs: Read more

The Changing Landscape of Health Insurance

Now that we are in the midst of open-enrollment season, this is a great time to start looking at how the trends in health insurance may impact you and your family. In the last few weeks, Wal-Mart has announced that they will no longer offer health insurance to certain part-time employees. Other large employers are rolling out new plans that will either charge a steep premium to cover spouses that have coverage available at their employer, or they are not offering coverage to those spouses with their own option at all. In addition to all of this, there is an undeniable trend towards high-deductible health plans paired with a Health Savings Account (HSA)Read more

Lessons From a Visit to Urgent Care

We all know that the cost of medical care is going up, but my colleague’s recent trip to urgent care really opened my eyes to just how much.  The good news is that she is okay, but what she learned about the current state of the healthcare industry should make us sit up straight and take notice.  Here is a brief overview of what happened: Read more

The Benefits of Healthy Living

Is it just me or does it seem like people are trying to eat better and exercise more these days? I see more people jogging up and down my street. I’ve noticed more “healthy” snack options at the grocery store. Read more

What Happens Now If You Cannot Afford Health Insurance?

Most of the employees that I work with are in a fortunate position to work for large companies that provide health insurance to their employees.  But many of the people that I talk with have friends and extended family members that are not covered by an employer-provided plan.  One area of confusion these days is what happens when you cannot afford health insurance.  Unfortunately, the answer to that question is a little complicated and it depends on a few important factors. Read more

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