Financial Wellness @ Work

DIY Credit Repair

One of my cousins came to see me excited over a meeting she recently had. If you know my cousin, she gets excited over air so I always have to proceed with caution every time she has wide eyes and a high pitched voice and looks like she is about to do a cartwheel. She was excited because she had just met with a credit repair company that promised that they can get all of her negative credit taken off her credit report and can get her score high enough so she could buy a home.  Read more

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Continue Celebrating Freedom All Year Long

I have fond memories of Independence Day weekend dating back to my early childhood days. Our traditional family vacation spot was always the Emerald Coast on the Florida panhandle right in the heart of what some affectionately refer to as the “Redneck Riviera.” I’ve always felt the gravitational forces pulling me towards the coast and as a result, the “married with children” version of my immediately family also likes to head to the coast to celebrate our nation’s birthday. Read more

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Why Every Couple Needs A Joint Account

I was recently talking to a couple that I initially thought was talking to me about their debate over getting a joint account. But as each of them spoke, they may had been looking at me but what they were saying was clearly directed at the other person until they forgot I was in the room and they just started arguing. I then remembered some guidance my buddy Kelley, a fellow financial planner, wrote about joint accounts and shared the following guidance from her: Read more

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Your 4 Week Financial Check-Up Challenge: Week 2

A couple of weeks ago marked the beginning of a Four Week Financial Check-Up Challenge. For some, these “best practice” financial behaviors are a part of the daily routine and you already create world class budgeting spreadsheets and could teach classes on making every dollar count. For others, just the thought of getting financially naked and examining the state of your financial affairs is a bit overwhelming.  Read more

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Climbing The Debt Mountain

One of the things I love to see is a different perspective. When we hire a new financial planner on our team, they offer a lot of “new employee energy,” a fresh set of eyes and a different life experience to the table. Fortunately, we recently hired Cynthia Meyer as a part of our team and she sent me this blog post about her view on a very common type of call that we see on our Financial Helpline.  I like her approach… Read more

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The Non-Planner Perspective

I began paying rent when I was about 21 years old while living with a roommate. I was making pretty good money for my age and a couple of years later, decided it was time for my own space. Of course, with that, came more financial responsibility.  Read more

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Financial Education, Literacy, or Wellness?

I was talking with a friend recently who is a big fan of words and language, which could explain the presence of more bookshelves in her house than I’ve ever seen in anyone else’s house. We started talking about the language and words involved in my role at Financial Finesse. I’ve noticed an evolution in terminology during my 5 years here. There have been three terms that have been used a lot by our employees, our clients and in the general corporate environment. I see the terms evolving in the corporate workplace and a few members of our financial planning team discussed the evolution recently and found that the evolution of the terms aligns with the evolution in the way people process information. Read more

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Slaying the Three Headed Debt Monster

I recently met with a couple (let’s call them James and Julia) in their early-40’s with two young children. I could feel the stress and tension enter the room before they even took a seat in my office. If you’ve ever been around friends that were obviously not getting along, you probably recognize that feeling as all positive energy exits the room the moment the couple in distress enters. This couple’s debt-related stress was not just affecting their relationship, it was starting to impact their friends. Even more potentially devastating, debt-related stress was starting to take a toll on their physical health and well-being. Read more

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Passing On Your Money Skills

Working as a financial planner gave me the opportunity to meet so many people and to hear their amazing stories as to how they became wealthy. Most came from humble means, from former refugees who did not speak English, to former teenage moms, to those that grew up in foster care. Their stories are an inspiration.   Read more

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Do You and Your Spouse Have Different Money Philosophies?

My husband and I facilitate a class for newly married couples. In light of today’s environment, I am finding that many of the “newlyweds” range from young couples in their 20′s to executive in their 40′s to grandparents in their 60′s. Surprisingly, the biggest conflict is the same with all the couples: different money philosophies.  Read more

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Financial Finesse’s unbiased financial planning blog wins Gold for "Blog of the Year" in the 2014 Best in Biz Awards!

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