Tweet When it comes to investing, many of us stick to mutual funds. After all, they’re generally the only option in employer retirement plans (except perhaps for company stock) and financial advisers like to sell funds because they’re relatively easy … Continue reading
Tweet The current low level of interest rates can be either a bane or a boon, depending on your perspective. If you are in the market to borrow for a major financial purchase or investment and have decent credit, the … Continue reading
Tweet The bottom line is employees must love the companies they work for. It’s not that they wear the company t-shirt and logo hats and drink out of their insulated mugs. That isn’t how I can tell. It’s in their … Continue reading
Tweet After my stepfather passed away, my mom started working with a local bank to manage her investments. At the time, I was living in California and it was difficult for me to help her with investment decisions. Plus, I … Continue reading
Tweet We usually wait until April 15th to worry about taxes, but the time to do something about them is mostly well before that. Some examples include contributing to your employer’s retirement plan and flexible spending accounts. But there is … Continue reading
Tweet I read this article on Bankrate.com about investors’ belief that target date funds come with a guarantee of a sufficient retirement income. The statistics are a little bit startling (51 percent — of people investing their retirement savings in … Continue reading
Tweet A friend of mine posted this comment on Facebook last week “Yeah! The market is up 345 points! Finally it is going in the right direction.” Well, I was NOT happy at all to hear this news. You see, … Continue reading
Tweet In my blog last week, I talked about how looking at the future of tax policy may be an interesting hobby (especially if you’re a geek like me!), but that it really isn’t all that useful in the present. But, … Continue reading
Tweet Once you’ve saved and invested for financial independence, the final step will be figuring out how to turn that nest egg into an income stream that will last as long as you do. With people living longer and longer, … Continue reading
Tweet In the last few blog posts, we discussed the danger of the “greed, hope, and fear cycle” (in which people tend to earn below average returns by buying high and selling low) and some ways to overcome it by … Continue reading
