Financial Wellness @ Work

Author Archives: Nancy Anderson

About Nancy Anderson

CFP®, AFC

Nancy Anderson is the director of Financial Finesse's Think Tank. She provides research and commentary to Financial Finesse clients as well as to human resources and financial media.

She writes about financial issues and behavioral finance and can also be heard on Your Money Minute, a monthly personal finance podcast also produced by Financial Finesse.

Nancy has over 25 years of experience in the field of financial planning, and earned her CERTIFIED FINANCIAL PLANNER™ designation in 1990.

Favorite Blogs: Seth Godin's Blog, Your Other 8 Hours.

Fun Fact:You want Nancy riding shotgun when you are driving in a new city, she's a darn good navigator!

Favorite Quote: "Carpe Diem" ~Unknown author

7 Retirement Planning Blog Posts That Can Help You Retire on Time

Almost three years ago, we launched this financial wellness blog and I was pleased to be one of the financial planners chosen to share bits of wisdom and personal finance tips with you. Since then, I’ve written on everything from saving money by couponing to more advanced topics such as taxes and estate planning.  My goal was to share tips on anything and everything that could help you with your personal finances, reduce financial stress and improve your financial wellness and hopefully keep you entertained a bit along the way. Read more

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The Secret to Creating Wealth From Your Paycheck

Robots have replaced many jobs that people used to do.  Luckily, they haven’t replaced all of them but there is something to be said for programming a robot to do a job.  They just do what they are told. They don’t have to make decisions.  We can actually learn something from our plastic and steel computerized robot friends about wealth building.  Take the human component of decision making out of the equation to have more cash and more income in retirement. Read more

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Money Tight? Make it Work Harder For You

Last year, employees got a break, a 2% bump in their take home pay, thanks to the payroll tax holiday enacted by President Obama to try to boost the economy in 2011- 2012.  The employees’ share of Social Security taxes were reduced from 6.2% to 4.2% for a time.  Like all good things, it came to an end and now employees are feeling the squeeze. Read more

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How To Have Too Much Cash

Cash is king. You hear that term being thrown around and for good reason – having available cash is vital to financial health. Without having a cushion of cash, you are very vulnerable and can easily be taken advantage of during hard  times.  When you have a solid emergency fund with enough funds to carry you for six to eight months, you can handle most emergencies — even a job loss– with out having to take extreme measures. Read more

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How to Avoid an IRS Audit

The IRS is a universally feared agency and for good reason. The IRS can garnish wages, seize bank accounts and lien property to those who owe them money!  That is not their first course of action of course, but they have the power to do all of those things so getting a letter in the mail from the IRS is something everyone wants to avoid. Here are some tips on how to do that: Read more

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If You Aren’t Ready to Prepare Your Taxes, File an Extension

I don’t have a tax preparer.
I have some other more important things in my life right now.
I just don’t feel like doing my taxes.
I moved and I don’t have all my forms.
My dog ate my W2. Read more

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A Valentine’s Day Investment

Valentine’s Day is coming up this week and for many instead of feeling excited about a romantic evening, they feel pressure!  Feeling trepidations about a highly publicized day of romance is definitely understandable.  But on the other hand, Valentine’s Day is an opportunity for couples to strengthen their relationship. That in and of itself is valuable but from a financial planner’s point of view, it’s also an investment. Read more

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Financial Records – What To Keep And What To Shred

How many years worth of old tax returns do you have in your garage? Before I downsized and moved to a condo less than half the size of my house, I kept them all.  I had three file cabinets in my garage so there was no urgency to throw any old documents away. Read more

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Three Common Retirement Questions You Need To Ask

Do you want to retire this year? Next year? Do you want to retire sometime soon?   Read more

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If I Could Turn Back Time – Financial Advice I Would Give Myself When I Was a New Mom

A few months ago, my son asked me an interesting question, “What financial advice would I give my twenty year old self?”  After pondering the answer for a while, since I think he was asking for advice in a very creative but roundabout way (I answered him here.) As I am making plans to take time off in May to help out my step–daughter care for my three year old granddaughter when the new baby is born, I thought of the same thing.  What advice would I give my twenty eight year old self when I was in her shoes as a new parent?  Here is what I came up with: Read more

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