Financial Wellness @ Work

Author Archives: Michael Smith

About Michael Smith

MBA, CFP®

Michael Smith is a Resident Financial Planner at Financial Finesse with over 15 years experience in financial planning and service. His primary role is in service delivery of Ask-a-Planner Days, and the Financial Helpline.

He writes weekly on the ins and outs of daily life as a financial educator.

He has an extensive background in the full service financial services, banking, accounting, and financial planning industries. He achieved the CERTIFIED FINANCIAL PLANNER™ designation in 1999 and joined Financial Finesse in April 2010.

Favorite Blogs: Darwin's Finance, Zero Hedge.

Fun Fact: Played rugby for a long time & still has all his original teeth, but has had four knee reconstructions.

Favorite Quote: "Never drink a beer you can see through." -Self

Are You Suffering From Analysis Paralysis?

There are times when I look at my life and realize that I’m not 20-something any more. The phrase “Just Do It” showed me that last weekend. When I hear “Just Do It,” I think about Nike and the ad campaign that started in the late ‘80s. It’s tough to believe that Nike campaign is over 25 years old. Read more

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What If Money Fell Into Your Lap?

In a story that may or may not eventually turn out to be true, two men claim to have found a train that allegedly vanished at the end of the Nazi regime and it was (in theory) loaded with valuables. They are offering to share that location with authorities if they are given 10% of the value.  There are all kinds of legal, ethical and moral questions that would surround a found former Nazi treasure trove should this train actually exist and should they be given a nice finder’s fee. That could, if it’s a whole train filled with valuables, be quite the fortune! What are they going to do with it? Read more

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How Your Finances Can Affect Your Dating Life

One of my favorite phrases with my friends after I say something that clearly isn’t all that brilliant is “Is there any wonder I’m still single?” Sometimes, I say things that are meant one way but interpreted another.   At dinner the other night with a group of friends, I made a comment about needing to go outside for a potty break. Of course, I meant the dog but the way I said it made a few of the guests a wee bit nervous. Fortunately, my date understood what I meant and got a good laugh out of it.  Read more

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All Good Things Must End

As an addict avid watcher of Game of Thrones, I always hope that the series will go on for as long as The Simpsons. But as we’ve all seen in our lives, eventually all things (good and bad) must end.This article discusses the potential end of the run of GoT. I guess we will all have to deal with a series finale at some point within the next few years. The good news is that with Breaking Bad, Walking Dead, Friends, Seinfeld, MASH, etc. (depends on your generation which one will most resonate), we have precedent in watching our favorite show end.  Read more

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Lessons From A Family Tragedy

One of the great parts of this job is that I get to meet a lot of people and hear the stories of their lives. I have learned so much from the life lessons of others that I feel truly fortunate to be doing what I’m doing. It’s been like a PhD level class in human behavior. Read more

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Is Smaller Better???

I was talking with Daphne Winston about my experience living on a boat and how space was a wee bit cramped there at times. Here’s her reply – in blog form! (It’s awesome to work with people who respond to conversations with a blog post.) Read more

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A Big Day And A Bigger Check?

Many moons ago, I remember going from catering company to catering company doing tastings for my wedding. Then there were the conversations with florists, musicians, photographers, venues, etc…it’s all a blur now. Because it was a long time ago and because I was trying to be frugal, the wedding came in well below the average cost of a wedding. I believe that all in, the cost was around $10,000 for everything. Sadly, the divorce 17 years later cost WAY more than that!!! Read more

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Money For Grown Ups

In a conversation with another financial planner here at Financial Finesse, the subject of having college-age children elicited laughter as well as groans. Cynthia Meyer and I shared some stories about our past “adventures” in finance and some mistakes we made along the way. She was inspired enough to write this blog post: Read more

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Independence On Several Fronts

As we take this long weekend to celebrate our nation’s independence, keep checking back with our blog team to learn some tips and tools that can help you in your quest to become financially independent. We at Financial Finesse wish you a happy 4th of July. Celebrate, enjoy, be safe and take a few moments to reflect upon your path toward financial independence. Enjoy the long weekend!

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Un-Crushing Student Loan Debt

Very often, I talk to people who have financial concerns that are weighing on them. I’ve noticed a correlation between the age of the person and the concern. Lately, a lot of people who are within a few years of retirement have been concerned about the stock market and relatively new hires who are just establishing a career have been concerned about their level of debt impairing their ability to make progress toward their important life goals.  Those are two mini-trends I’ve been seeing lately.  Read more

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Financial Finesse’s unbiased financial planning blog wins Gold for "Blog of the Year" in the 2014 Best in Biz Awards!

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