Author Archives: Michael Smith

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About Michael Smith

MBA, CFP®

Michael Smith is a Resident Financial Planner at Financial Finesse with over 15 years experience in financial planning and service. His primary role is in service delivery of Ask-a-Planner Days, and the Financial Helpline.

He writes weekly on the ins and outs of daily life as a financial educator.

He has an extensive background in the full service financial services, banking, accounting, and financial planning industries. He achieved the CERTIFIED FINANCIAL PLANNER™ designation in 1999 and joined Financial Finesse in April 2010.

Favorite Blogs: Darwin's Finance, Zero Hedge.

Fun Fact: Played rugby for a long time & still has all his original teeth, but has had four knee reconstructions.

Favorite Quote: "Never drink a beer you can see through." -Self

Don’t Believe Everything You Hear

There are a lot of things I hear that are accepted bits of wisdom, but when you look a little bit deeper, maybe that wisdom isn’t all that wise. Continue reading

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Posted in Communicator, Financial Planning | Leave a comment

Seriously, Mickey Rooney???

Reading about the cleanup of his estate brought about a few issues. Continue reading

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Posted in Communicator, Financial Planning | Tagged , , , , , | Leave a comment

My Embarassing Confession

Given that I don’t know if king.com or Facebook or any other stock is going to be a way to make a yacht-load of money, what do I tell people who ask me about stocks? Continue reading

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Posted in Basic Investing, Communicator | Tagged , , , , , | Leave a comment

Little Things Can Make A Big Difference

Personal financial management, like customer service, is an area where a very small change can make a huge difference. Continue reading

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Less Can Be More

This lifestyle choice may not be right for everyone, but for those who embrace it, the results can be startling. Continue reading

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Found Money Can Be a Blessing or a Curse

Sudden wealth causes people to react in interesting ways. Continue reading

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What’s All the Fuss About Bonds Being a Lousy Investment?

Tweet Every time I’ve talked with someone about their investment portfolio recently, the subject of owning bonds or bond funds has inevitably come up.  Most of the time, the conversations about the fixed income (bond) portion of their accounts has … Continue reading

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Posted in Basic Investing | Tagged , , , , , | Leave a comment

How Rewarding Are Your Rewards?

With a quick review, you can make sure that any rewards or discounts that you are entitled to receive don’t get lost. Continue reading

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Posted in Communicator, Money Saving Ideas | Tagged , , , , , | Leave a comment

What A Concert Festival Can Teach About Your Budget

Sometimes, with just a little bit of thought, a couple minutes of planning and your inner resourcefulness, you can cut significant dollars out of your expenses. Continue reading

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Posted in Communicator, Money Saving Ideas | Tagged , , , , , | Leave a comment

Could You Walk Away From $2 Billion?

Tweet In a move that could go down as one of the more surprising moves I’ve seen from a business in quite a long time, CVS has announced that by October 1st they will no longer carry tobacco products in … Continue reading

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