Monthly Archives: January 2012

What Would You Do With 19 More Hours of Free Time During the Week?

Tweet That’s the question I asked myself after recently reading an article suggesting that we shorten the standard work week from 40 hours to 21. With nineteen more hours during the week, I know there would be a lot more … Continue reading

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Employee Tax Education: Are Prep Fees Too Taxing on Your Lower Income Workforce?

Tweet For many lower income employees, their yearly tax return provides more than just a refund of their tax withholding – it can include refundable tax credits that can add thousands of additional dollars to their bank account.  The Earned … Continue reading

Posted in H.R. Guru, Workplace Financial Education | Tagged , , , , , | 1 Comment

12 Important Financial Steps to Take in 2012

Tweet By now, everyone has broken their New Year’s resolutions.  Never fear, taking one financial action step each month is easy and you still have time to finish January’s step.  Taken together these steps can have a tremendous impact on … Continue reading

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What I Learned Watching the NFL Playoffs

Tweet Last weekend, the final 4 teams left in the NFL playoffs squared off to see who would make it to the Super Bowl.  This year, it’s the New England Patriots vs. New York Giants playing in the season’s final … Continue reading

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Are You Paying Too Much On Your Phone Bill?

Tweet We often review people’s budgets  to help them find savings and one area that I consistently find people spending more than they probably need to is on their phone bill. The average landline bill is probably only about $20 … Continue reading

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The Basics of Income Taxes

Tweet Every year around this time we at Financial Finesse see an increase in demand for our Tax Basics workshop.  The thing about our Tax Basics workshop is that it is exactly what it says it is—basic.  We don’t discuss … Continue reading

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How to Handle Old Debt and Debt Collection Agencies

Tweet With identity theft and fraud being such common threats, it’s important to exercise caution in every facet of your financial life. You likely know not to give out your social security number to anyone you don’t trust, nor should … Continue reading

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Re-Evaluating Your HSA for Your Workforce

Tweet Last week’s mail started the avalanche of end of year statements and one of the first to arrive was my HSA statement.  I am lucky to be in pretty good health so I don’t mind having a high-deductible health … Continue reading

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Spin Out in the Snow – Should Have Taken the Extra Rental Car Insurance

Tweet We all have something of a teenager mentality in us, “It won’t happen to me.  I am invincible!” I suppose you have to have some attitude or you’d never leave the house.  I did leave my house yesterday in … Continue reading

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Investing Lessons From Mitt Romney and the Italian Cruise Ship Tragedy

Tweet Within the last 24 hours, I watched a presidential debate and saw endless news footage of an Italian cruise ship sinking.  As a guy who lived on a boat for a few years, I couldn’t help but read everything … Continue reading

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