Monthly Archives: July 2011

Wine Tasting and Your 401(k)

Tweet Yesterday was a great day.  I spent the day with my girlfriend Julie, doing some wine-tasting along the Finger Lakes Wine Trail in upstate New York.  This area is known for wineries dotted along the lakes, where you can … Continue reading

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7 Steps to Make Credit Card Debt Work FOR You

Tweet NOTE FROM LIZ DAVIDSON, FOUNDER AND CEO OF FINANCIAL FINESSE, ABOUT THIS POST:  The strategy Erik discusses below has huge risks if you are not extremely financially disciplined.  Most of us aren’t.  Erik Carter happens to be the most … Continue reading

Posted in Financial Planning, Money Saving Ideas, The Maverick | Tagged , , , , , | 3 Comments

Ways to Save a Little Here and There

Part 2

Tweet According to the Consumer Expenditure Survey of 2009, American households spent an average of $3,753 on food at home.  This equates to a little over $300 a month, and between you and me, that sounds a little low.  Regardless, … Continue reading

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Retirement Plan Enrollment: How to Get More Employees in the Game

Tweet Do you have a population of employees that are still on the sidelines regarding participating in your retirement plan?  According to a recent study by Aon Hewitt, 76% of eligible employees participated in their company’s DC plan in 2010, … Continue reading

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How I Got Road Rage From a Radio Ad

Tweet Driving to Lake Tahoe last weekend, I heard a radio ad from a mortgage company going on and on about how we should call them immediately to refinance our fixed rate mortgages since the variable rates are dirt cheap … Continue reading

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I WAS Officially Depressed, but Feeling Better Now

Part 3

Tweet What started out as a quick thought about a depressing article on the difficulty younger generations may face preparing for retirement, has now become a mini-series about some of the positive trends I see, and today’s thoughts (the last … Continue reading

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GUEST BLOG POST: 4 Lessons from the Debt Ceiling Debate

Tweet Let’s get to the root of the problem. Our national problem with debt belongs to us all.  It is a startling fact that the aggregate amount owed by U.S. consumers to their creditors is approximately equal to, if not … Continue reading

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Ways to Save a Little Here and There

Part 1

Tweet If there is anything good that has come out of the recession, it’s that Americans seem to be more self conscious of their spending habits.  I hear from people everyday who espouse the virtues of living below their means, … Continue reading

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Don’t Be Fooled By the Grandparents Scam!

Tweet Since I specialize in workplace financial education, I typically write about what’s going on in the HR world.  But, last month something happened to my family that’s so shocking I just had to share our experience.  My father had … Continue reading

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