Monthly Archives: October 2010

Social Security as Your Bond Portfolio?

Part I

Tweet As someone who has a moderately aggressive investment approach, I had a conversation with a friend who has a very aggressive investment approach (in my opinion) and he has made me rethink a piece of my own investment philosophy.  … Continue reading

Posted in Advanced Investing, Communicator, Retirement Planning | 1 Comment

Cleaning Up the Fall Budget

Tweet Each year my wife and I look at our household budget and see if there are ways we can trim our expenses.  (I know most people do this in the spring along with their other cleaning, but I dare … Continue reading

Posted in Money Saving Ideas, Retirement Planning, Trainer | Leave a comment

Hopping the Hurdles Toward Retirement (the series)

Part II

Tweet Whether you like it or not, the government has to spend money.  When the government spends money, it has to get that money from somewhere.  It can either get it from tax revenue, or it can print more money. … Continue reading

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Time Is Ticking So Take Care of Your Teeth

Tweet The end of the year is drawing near, so I’ve turned up the heat on my husband to get his cracked crown replaced by our dentist.  Why the rush? I know he needs some additional work done, and we … Continue reading

Posted in Employee Benefits, H.R. Guru, Money Saving Ideas | Leave a comment

The Blame Game

Tweet In our office we have these fake motivational posters because we all have a very odd sense of humor (starting at the top I might add).  We don’t need the real motivational posters because our company hires motivated people. … Continue reading

Posted in Financial Planning, Financial Wellness, Money Diva | Leave a comment

Why Do Individual Investors Do Worse than the Funds They Invest In?

Part 2

Tweet So…when I wrote Part I of this blog, I pointed out an issue but gave no solution.  I hate it when people do that!  So, I’ll try not to do that very often.  The situation was that individual investors … Continue reading

Posted in Basic Investing, Communicator | Leave a comment

Sometimes Our Kids Do Listen

Tweet I received an email a few weeks back from my daughter letting me know she was both scared and excited because she was moving into her new apartment and also starting college.  I had mixed feelings when I read … Continue reading

Posted in Financial Planning, Financial Wellness, Trainer | 1 Comment

Hopping the Hurdles Toward Retirement (the series)

Part I

Tweet I’ve been doing a lot of retirement workshops lately, and there’s a part in our workshop where we address the obstacles that stand in the way of you reaching your retirement goals.  I thought I’d offer some suggestions to … Continue reading

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Core Competencies for Financial Literacy

Tweet Earning, Spending, Saving, Borrowing, and Protecting – these are the 5 core competencies that the Department of the Treasury’s Financial Literacy and Education Committee has proposed as what consumers should know and be able to do to successfully understand … Continue reading

Posted in Financial Planning, Financial Wellness, H.R. Guru, Workplace Financial Education | Leave a comment

Financial Decisions – Where to Start?

Tweet Did you ever feel like you had so many financial problems that it was no use?  There is no possible way to get out of them.  I had a caller like that yesterday and it was a tough call. … Continue reading

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