Monthly Archives: August 2010

Give Your Employees TLC by Spreading the Word on LTC

Tweet Most employees know every year to expect to make key decisions about their health insurance coverage, usually each fall.  But, are they aware that there are other critical decisions regarding voluntary benefits that may not even be subject to … Continue reading

Posted in Employee Benefits, H.R. Guru, Retirement Planning, Workplace Financial Education | 1 Comment

Investment Ideas We Can Learn From the Silent Generation

Tweet When you go to the grocery store today to pick up a gallon of milk you have the opportunity to choose between whole milk, 2%, 1% or fat free and don’t forget that you can choose organic milk or … Continue reading

Posted in Basic Investing, Money Diva, Retirement Planning | Leave a comment

How We Can Learn a Valuable Lesson from Wesley Snipes

Tweet Wesley Snipes was recently sentenced to three years in prison for failing to pay over $15,000,000 in taxes.  It could have been worse for him; the sentence was considered light because “jurors accepted his argument that he was innocently … Continue reading

Posted in Communicator, Estate Planning, Financial Planning, Financial Wellness, Retirement Planning | Leave a comment

Beware of the “It Must Be Fate” Investment

Tweet Somehow I found myself in a conversation the other day concerning what we perceived were the most interesting investment choices we knew friends/family to have made. The one that immediately came to my mind was the one a family … Continue reading

Posted in Basic Investing, Trainer | Leave a comment

Why Pay for Education?

Tweet As some of you may know, I used to be a financial advisor with the brokerage affiliate of a national bank.  As a financial advisor, I made a living by providing advice and selling investment products and services.  Since … Continue reading

Posted in Financial Planning, Rebel, Workplace Financial Education | Leave a comment

FSAs: Not so Flexible Anymore

Tweet Effective as early as next year, the IRS will begin to limit the advantages of the Flexible Spending Account (FSA) on two fronts.  First, a cap of $2,500 will be imposed for 2013 and later FSA contributions which will … Continue reading

Posted in Employee Benefits, H.R. Guru | 1 Comment

Retirement Distribution Options

Tweet I was wondering why he would want to take a 50% lump sum distribution on his pension and take the rest as income when he was only 54 (going to retire at 55) and had a lump sum already … Continue reading

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Paying Down Debt – Which Theory Works the Best?

Tweet In the last few months, I have fielded calls about paying off debts, and which of the many theories about debt pay off works the best.  There are 3 primary theories out there that are being pitched to individuals … Continue reading

Posted in Communicator, Money Saving Ideas | Leave a comment

Thoughts Behind a Vacation/Retirement Home

Part I

Tweet I have to first say thank goodness for the “free upgrade” my wife and I received during our vacation in Playa Paraiso because it afforded me the ability to write this while viewing the tranquil waters of the Caribbean … Continue reading

Posted in Buying a Home, Retirement Planning, Trainer | Leave a comment

Playing it Safe

Tweet With talk about a possible “double-dip” recession looming, investors had better take precaution.  I’m not here to say that I think another recession will occur, but at the same time I don’t think the best approach is to bury … Continue reading

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