Monthly Archives: September 2011

US employees still not on track for retirement, report says

US employees’ retirement preparedness remains low, even though they are putting heavier emphasis on retirement planning, according to a new report from Financial Finesse, a US provider of workplace financial education…

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Triple Threats to Retirement

The way we approach retirement planning has changed forever. Pre-retirees today are faced with a new triple threat to retirement security and many will need to take drastic measures to revise their strategies. One can no longer assume what they [Read more...]

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4 realities every pre-retiree must face

I get tired of reiterating studies on the shortfall between pre-retirement preparedness and post-retirement reality. But that doesn’t mean workers should ignore the message; it just means they should filter the noise…

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A Simple Voluntary Benefit That Goes a Long Way – Group Legal

The group legal plan is growing. More employers are slashing budgets, which often equals cutting benefits. No more 401(k) matching, a high-deductible health plan becomes the only option, and money gets tight and employees see it and feel it. Enter [Read more...]

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Worried About Rising Health Care Costs? 8 Steps to Health and Wealth

Last week I wrote a post about what you can do about the prospect of higher taxes. Unfortunately that’s not the only rising cost to worry about. The Kaiser Family Foundation just released a new study showing that the average [Read more...]

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The Need for Financial Wellness

Considering the recent financial crisis and the current trends of high mortgages and debt, it is more important than ever for employees to make wise financial decisions. Many of these financial decisions, for example, choice of health insurer and retirement [Read more...]

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Is a 529 Plan Right For You?

I recently received a question from a mother who was wondering whether and how to open a 529 college savings plan for her child. With kids going back to school, you may be one of the many parents with future [Read more...]

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Coming Up with Cash in a Pinch: Emergency Savings and Its Alternatives

It is widely recognized that a significant proportion of U.S. households would benefit from spending less and saving more. Important household financial decisions such as paying down debt, investing in a home or an education, and setting aside sufficient funds [Read more...]

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EBRI Retirement Confidence Survey: Fact Sheet #2 – Preparing for Retirement in America

Although Americans’ confidence in their ability to secure a financially comfortable retirement has continued to fall, they do not appear to be taking steps to compensate by improving their preparations for retirement.

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Focus on Employees’ Financial Wellness – Is Today’s Focus on Health Promotion Programs too Narrow?

An astute employer – particularly one that is already investing significant dollars in health promotion – will see the benefit of assisting employees in becoming smart savers, spenders and investors as well. These employers understand that by improving the financial [Read more...]

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